We have a home loan to help make your dream a reality, whether you’re putting down roots for the first time, upsizing to suit a growing family, planning your dream home or looking to grow your wealth.
Know the home term loan rates.
Lock in an interest rate for a set term from six months up to five years. This provides certainty around your repayments and protects you from any increases in market interest rates over this fixed term. Increase your repayments by up to 10% without a penalty.
A floating interest rate will change with the market. This gives you the most flexibility – useful if you are considering moving house in the next few years, or want the freedom to make additional principal payments without a penalty
| Term | Standard Rates P.A.* | Special Rates P.A** | Low Equity Rates P.A*** |
|---|---|---|---|
| Floating+ | 5.79% | 6.55% | 5.79% |
| 6 months | 5.25% | 4.99% | 5.75% |
| 12 months | 4.85% | 3.78% | 5.35% |
| 18 months | 5.15% | 3.78% | 5.65% |
| 24 months | 5.05% | 3.78% | 5.55% |
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